Condo insurance in Florida costs an average of $962 a year, but shopping around can help you save. The cheapest condo insurance company in Florida is Travelers, while Travelers is the best condo insurance company overall.
Last updated: Aug 27, 2024 Compare quotes in less than 5 minutes
Written by Leslie Kasperowicz
Executive EditorLeslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
Data checked by Brent Buell
Before joining QuinStreet, Brent worked for nearly four years at NYCM Insurance (a personal and commercial insurance carrier based in New York) between his roles as a product analyst and a commercial lines underwriter. Before joining NYCM, Brent owned and operated a captive insurance agency. He holds a property & casualty broker's license and is a Chartered Property Casualty Underwriter (CPCU).
Reviewed by John McCormick
John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.
Fact checkedAt Insurance.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.
Condo insurance isn’t required by law in Florida, but your mortgage company likely requires it. Condo insurance is a home insurance policy that covers everything inside your condo, while the homeowners association’s insurance covers the outside of your building and common areas.
Depending on your HOA’s rules, your condo insurance may cover not only personal property, but also provide some building property coverage for the structure's interior. Make sure you know how much condo insurance you need before you buy.
We've gathered data on the top companies to find the best condo insurance in Florida. Below you’ll find a list of the best condo insurance companies in Florida with average annual rates.
